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Get Paid On Time.
Stress-Free

We help businesses improve cash flow, reduce overdue accounts, and save time — without the cost of hiring staff.
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Integrity


We uphold the highest standards of honesty and confidentiality in managing client accounts.

Professionalism


We deliver consistent, respectful, and results-driven debtor management.

Excellence


We are committed to providing accurate reporting, effective follow-ups, and reliable solutions that strengthen cash flow.

Client-Centric Service

We protect and respect your client relationships while ensuring you get paid on time.

Get Paid On Time.
Stress-Free.

At NOverdue (Pty) Ltd, we specialize exclusively in credit management — helping businesses get paid faster, improve cash flow, and strengthen customer relationships. Unlike traditional accounting firms that try to cover everything, or debt collectors that damage client trust, we focus only on one thing: ensuring your invoices are paid on time, every time.

Our founder brings over 10 years of hands-on credit management experience with a professional certificate in the field. Throughout his career, he has successfully implemented processes, procedures, and debtor strategies that reduced overdue payments and improved cash flow across multiple industries.

With NOverdue, you get:

  • The expertise of a dedicated credit management professional.
  • Proven systems tailored to your business needs.
  • A partner that integrates seamlessly with your team.
  • Confidential and secure handling of all financial data.


We’re not just here to follow up on invoices. We’re here to give you peace of mind, more predictable cash flow, and the freedom to focus on growing your business while we take care of your credit management function.

NOverdue — We don’t do everything. We do the one thing that matters most: getting you paid.

Get Paid On Time.
Stress-Free.

At NOverdue, we believe every business deserves strong and reliable cash flow — without the stress of chasing payments. We know that late payments are one of the biggest challenges for small and medium-sized businesses, and our mission is to remove that burden so you can focus on what you do best: running and growing your business.

Founded by Sasheen Sadapal, NOverdue was created to provide SMEs with access to professional credit management services at a fraction of the cost of hiring in-house staff. We’re not an accounting firm — we specialize exclusively in credit management and debtor solutions that keep your money flowing, your client relationships intact, and your operations stress-free.

At NOverdue, we don’t just follow up on invoices — we become a trusted extension of your business, ensuring you get paid on time, every time.

Sasheen Sadapal

CEO of noverdue


We’re not an accounting firm. Here’s why:

  • Accountants look backwards (tax returns, reconciliations).
  • We look forwards — focusing only on credit management.
  • Affordable alternative to hiring staff.
  • Highly trained professionals dedicated to debtor management.
  • Consistent, professional follow-ups that protect your client relationships.
  • Strict confidentiality and security (all data protected by signed agreements).

With NOverdue, you gain peace of mind knowing your cash flow is under control.

Get started
90%

Consultation

80%

Investment

85%

Solution

Giving You Financial Power

Follow up on payments

Follow-ups on overdue

Weekly Debtors reporting

Month-end debtors reporting

Payment allocation

Invoicing

Sending statements

Resolution of all queries

Generation of DSO reports

Cash flow forecasting

Sending letters of demand

Vetting of new customer applications

Assistance with export customers

System Integration

We Know Finance Better

The Problem:

Late payments are one of the biggest challenges for small and medium businesses:
  • Clients take weeks (or months) to pay.
  • Staff waste hours chasing invoices.
  • Awkward money conversations strain client relationships.
  • Hiring a full-time debtors clerk is expensive.

Sound familiar? You’re not alone.

The NOverdue Solution:

At NOverdue, we focus on one thing: helping you get paid faster.
We become your credit management support team, handling the follow-ups so you don’t have to.

✅ Your money always goes directly into your bank account.
✅ We simply make sure it gets there on time.

Book a Free Consultation

Years Experience

Over a decade extensive industry expertise delivering consistent credit management solutions.

Expert Team

A highly skilled team committed to excellence in debtor management and client service.

Worldwide Client

Proudly serving a diverse portfolio of businesses across South Africa.

24/7 Full Support

Comprehensive support available at all times to ensure seamless service delivery.

Credit Management Made Simple.

Our mission is to empower businesses with professional, reliable, and cost-effective credit management solutions that improve cash flow, reduce overdue accounts, and protect client relationships
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Years Experience
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Completed Work
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Reviews From Our Clients

Thomas.G Manager

Before NOverdue, we were constantly chasing clients for payments, which took valuable time away from running our business. Since partnering with them, our cash flow has improved dramatically, and payments come in faster than ever. It feels like we finally have control again..

Alan.C Employee

As a medical practice, we hated awkward money conversations with patients. NOverdue handles all our follow-ups in a professional and respectful way. Our patients still feel valued, and we get paid on time — it’s the best of both worlds.

Ricky.F Company CEO

Hiring a full-time debtors clerk just wasn’t an option for us. NOverdue gave us access to highly skilled credit management without the cost of extra staff. Their reports and follow-ups have been a game-changer for our firm’s financial health.